La Jolla Bank Owned Homes - La Jolla Foreclosures - REOs |
| Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossesion) of the property securing the loan. The foreclosure process begins when a borrower/owner defaults on loan payments and the lender files a public default notice, called a Notice of Default.
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If the borrower continues to miss payments, the lender will take ownership of the property and re-sell it on the open market. The lender can take ownership either through an agreement with the borrower/owner during pre-foreclosure, via a short sale or by buying back the property at public auction. Properties repossessed by the lender are also known as bank-owned or REO properties (Real Estate Owned by the lender).
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La Jolla Bank Owned Home Values - Single Family Home Sales 2009
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Interactive Map of La Jolla Bank Owned Homes |
| La Jolla Bank Owned Homes - La Jolla Foreclosures - La Jolla REOs |
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